Group Financial Review

“Amid heightened competition both in domestic and overseas operations, our results were ahead of expectations and reflect sustainability and responsible growth and expansion in our Group business model. The Group fundamentals remain strong going forward.”

Khairussaleh Ramli
Deputy President and
Group Chief Financial Officer

FY2011 Highlights

• PATAMI grew 16.6% YoY to a record RM4.45 billion
• Strong business performance across most business segments contributed 13.8% growth in earnings per share to 61.4 sen
• Net Interest Margin declined 9bps (normalised) due to intense competition
• Asset Quality continued to improve with net impaired loan ratio declining to 2.25% in June 2011
• Full-year dividend rose by 9.1% to 60 sen per share

RM4.45 billion
2010: RM3.82 billion

15.2%
2010: 14.5%

21.7%
2010: 10.3%